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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,643 | $138,075-16.2% | $123,552-6.4% | $135,379-14.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.92% | 153.70%-163.6pp | 119.20%-129.1pp | 519.79%-529.7pp |
| Employer contribution / active EE | $1,591 | $5,152-69.1% | $4,628-65.6% | $4,779-66.7% |
| Participant deferral / active EE | $6,389 | $6,800-6.0% | $6,426-0.6% | $5,609+13.9% |
| Admin fee / account holder | $3,683 | $10,917-66.3% | $9,285-60.3% | $10,828-66.0% |