Retirement plan

AL'S LIQUOR STORE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: AL'S LIQUOR STORE HOLDINGS, INC. - AL'S LIQUOR STORE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2017) Form 5500
Creator: AL'S LIQUOR STORE HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AL'S LIQUOR STORE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN, AL'S LIQUOR STORE HOLDINGS, INC.

AL'S LIQUOR STORE HOLDINGS, INC.EIN 47-1167097Plan #001PY 2017

3630 FESTIVAL DRIVE - FORT MILL, SC 29708803-548-6634

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$9.7M

+28.9% from 2016

Total participants

+28.3% from 2016

Average account balance

$167,042

+2.2% from 2016

Annual return

13.68%

-40.56 pp from 2016

Benchmarks

See 9,369 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,369 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.65M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$534K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$300K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$21520

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2P3H3I

Plan features

2E
Profit-sharing
Profit-sharing plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$1.1M

$30925 / participant

Other / not subdivided$1M100.0%

% of EOY assets

11.172%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$167,042

$54,541+206.3%

$78,778+112.0%

$70,126+138.2%

Participation rate

97.1%

60.8%+36.3pp

69.2%+28.0pp

69.5%+27.6pp

Annual return

13.68%

21.07%-7.4pp

35.62%-21.9pp

73.15%-59.5pp

Employer contribution / active EE

$34,342

$1,089+3054.9%

$1,986+1629.5%

$2,343+1366.0%

Participant deferral / active EE

$2,210-100.0%

$2,958-100.0%

$3,332-100.0%

Admin fee / account holder

$18,662

$3,709+403.2%

$5,134+263.5%

$4,645+301.7%

AL'S LIQUOR STORE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AL'S LIQUOR STORE HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion