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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,840 | $73,863+296.5% | $143,797+103.6% | $68,490+327.6% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -14.37% | 0.91%-15.3pp | -0.04%-14.3pp | -7.85%-6.5pp |
| Employer contribution / active EE | $9,824 | $3,185+208.5% | $4,952+98.4% | $2,597+278.3% |
| Participant deferral / active EE | $8,920 | $3,385+163.5% | $5,638+58.2% | $4,028+121.5% |
| Admin fee / account holder | $3,564 | $5,756-38.1% | $14,679-75.7% | $5,403-34.0% |