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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,665 | $114,013-50.3% | $103,693-45.4% | $155,188-63.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 15.80% | 49.31%-33.5pp | 47.61%-31.8pp | 148.84%-133.0pp |
| Employer contribution / active EE | $16,179 | $3,131+416.7% | $2,920+454.0% | $4,248+280.9% |
| Participant deferral / active EE | $38,796 | $4,970+680.6% | $4,579+747.2% | $6,531+494.0% |
| Admin fee / account holder | $1,966 | $8,407-76.6% | $7,858-75.0% | $14,480-86.4% |