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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,033 | $202,342-50.6% | $172,752-42.1% | $152,897-34.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.64% | 1029.83%-1013.2pp | 802.97%-786.3pp | 345.43%-328.8pp |
| Employer contribution / active EE | $6,467 | $5,858+10.4% | $5,144+25.7% | $4,764+35.8% |
| Participant deferral / active EE | $7,428 | $5,948+24.9% | $5,198+42.9% | $5,851+27.0% |
| Admin fee / account holder | $3,271 | $17,111-80.9% | $13,955-76.6% | $11,599-71.8% |