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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,290 | $51,244-31.1% | $80,977-56.4% | $55,167-36.0% |
| Participation rate | 87.8% | 71.7%+16.1pp | 75.8%+12.0pp | 69.0%+18.8pp |
| Annual return | 22.81% | 17.39%+5.4pp | 17.11%+5.7pp | 169.23%-146.4pp |
| Employer contribution / active EE | $1,790 | $1,770+1.1% | $3,715-51.8% | $1,963-8.8% |
| Participant deferral / active EE | $5,900 | $4,418+33.6% | $5,696+3.6% | $3,054+93.2% |
| Admin fee / account holder | $1,055 | $398+165.1% | $5,517-80.9% | $504+109.4% |