Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,816 | $57,828-72.6% | $117,039-86.5% | $70,126-77.4% |
| Participation rate | 60.0% | 67.1%-7.1pp | 77.2%-17.2pp | 69.5%-9.5pp |
| Annual return | 22.25% | 17.55%+4.7pp | 18.95%+3.3pp | 73.15%-50.9pp |
| Employer contribution / active EE | $1,196 | $1,816-34.1% | $3,785-68.4% | $2,343-48.9% |
| Participant deferral / active EE | $4,275 | $2,438+75.4% | $3,929+8.8% | $3,332+28.3% |
| Admin fee / account holder | $2,152 | $3,548-39.3% | $5,974-64.0% | $4,645-53.7% |