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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,739 | $209,422-78.6% | $178,503-74.9% | $158,982-71.9% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 16.88% | 188.81%-171.9pp | 151.12%-134.2pp | 302.99%-286.1pp |
| Employer contribution / active EE | $2,591 | $5,707-54.6% | $5,011-48.3% | $4,763-45.6% |
| Participant deferral / active EE | $10,583 | $5,955+77.7% | $5,202+103.4% | $5,983+76.9% |
| Admin fee / account holder | $3,344 | $17,079-80.4% | $13,987-76.1% | $11,252-70.3% |