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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,260 | $183,539-42.1% | $155,556-31.7% | $145,897-27.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 101.01% | 61.31%+39.7pp | 64.84%+36.2pp | 552.29%-451.3pp |
| Employer contribution / active EE | $6,722 | $5,315+26.5% | $4,675+43.8% | $4,663+44.2% |
| Participant deferral / active EE | $13,704 | $6,467+111.9% | $5,631+143.4% | $6,689+104.9% |
| Admin fee / account holder | $1,456 | $19,275-92.4% | $15,885-90.8% | $13,390-89.1% |