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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $713,277 | $209,336+240.7% | $197,124+261.8% | $137,256+419.7% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 11.00% | 48.09%-37.1pp | 44.34%-33.3pp | 220.34%-209.3pp |
| Employer contribution / active EE | $22,685 | $6,591+244.2% | $6,227+264.3% | $4,156+445.8% |
| Participant deferral / active EE | $5,875 | $9,614-38.9% | $9,135-35.7% | $6,407-8.3% |
| Admin fee / account holder | $717 | $17,308-95.9% | $16,298-95.6% | $12,270-94.2% |