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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,801 | $103,949-91.5% | $69,182-87.3% | $273,972-96.8% |
| Participation rate | 33.3% | 67.4%-34.0pp | 55.1%-21.8pp | 83.0%-49.7pp |
| Annual return | 17.37% | 35.28%-17.9pp | -21.93%+39.3pp | 41.46%-24.1pp |
| Employer contribution / active EE | $717 | $1,783-59.8% | $1,206-40.6% | $4,869-85.3% |
| Participant deferral / active EE | $933 | $2,716-65.6% | $1,897-50.8% | $5,287-82.3% |
| Admin fee / account holder | $0 | $3,671-100.0% | $2,697-100.0% | $10,133-100.0% |