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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,289 | $72,027-84.3% | $185,835-93.9% | $79,852-85.9% |
| Participation rate | 95.1% | 65.8%+29.4pp | 78.0%+17.1pp | 69.6%+25.5pp |
| Annual return | 22.63% | 23.13%-0.5pp | 35.96%-13.3pp | 31.72%-9.1pp |
| Employer contribution / active EE | $1,811 | $1,965-7.8% | $4,087-55.7% | $2,471-26.7% |
| Participant deferral / active EE | $4,127 | $3,780+9.2% | $5,633-26.7% | $3,740+10.3% |
| Admin fee / account holder | $1,778 | $4,513-60.6% | $9,502-81.3% | $5,306-66.5% |