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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,574 | $148,623-51.2% | $135,974-46.6% | $139,466-48.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 26.03% | 79.30%-53.3pp | 68.30%-42.3pp | 373.66%-347.6pp |
| Employer contribution / active EE | $5,247 | $5,2460% | $4,859+8.0% | $4,754+10.4% |
| Participant deferral / active EE | $9,917 | $8,103+22.4% | $7,760+27.8% | $6,712+47.7% |
| Admin fee / account holder | $2,156 | $12,406-82.6% | $10,767-80.0% | $11,409-81.1% |