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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,903 | $114,013-30.8% | $103,693-23.9% | $155,188-49.2% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 11.67% | 49.31%-37.6pp | 47.61%-35.9pp | 148.84%-137.2pp |
| Employer contribution / active EE | $1,053 | $3,131-66.4% | $2,920-63.9% | $4,248-75.2% |
| Participant deferral / active EE | $10,000 | $4,970+101.2% | $4,579+118.4% | $6,531+53.1% |
| Admin fee / account holder | $977 | $8,407-88.4% | $7,858-87.6% | $14,480-93.3% |