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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,295 | $88,754-96.3% | $81,820-96.0% | $145,877-97.7% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 14.72% | 1031.77%-1017.1pp | 777.93%-763.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $1,103 | $3,085-64.3% | $2,915-62.2% | $4,663-76.3% |
| Participant deferral / active EE | $1,209 | $4,648-74.0% | $4,323-72.0% | $6,691-81.9% |
| Admin fee / account holder | $633 | $8,424-92.5% | $7,391-91.4% | $13,402-95.3% |