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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,284 | $76,551-53.9% | $123,894-71.5% | $62,881-43.9% |
| Participation rate | 83.0% | 73.0%+10.0pp | 81.4%+1.6pp | 69.3%+13.7pp |
| Annual return | -20.41% | 18.68%-39.1pp | 47.52%-67.9pp | 20.14%-40.6pp |
| Employer contribution / active EE | $711 | $2,882-75.3% | $4,617-84.6% | $2,281-68.8% |
| Participant deferral / active EE | $2,139 | $4,840-55.8% | $5,984-64.3% | $3,203-33.2% |
| Admin fee / account holder | $5,113 | $4,826+6.0% | $8,357-38.8% | $4,296+19.0% |