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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,734 | $181,898-89.7% | $156,552-88.0% | $273,970-93.2% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 9.27% | 30.74%-21.5pp | 32.23%-23.0pp | 41.46%-32.2pp |
| Employer contribution / active EE | $2,190 | $6,248-64.9% | $5,501-60.2% | $4,869-55.0% |
| Participant deferral / active EE | $3,734 | $5,550-32.7% | $4,871-23.3% | $5,287-29.4% |
| Admin fee / account holder | $1,205 | $15,560-92.3% | $13,028-90.8% | $10,132-88.1% |