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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,397 | $181,896-75.0% | $156,551-71.0% | $273,972-83.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -46.84% | 30.74%-77.6pp | 32.23%-79.1pp | 41.46%-88.3pp |
| Employer contribution / active EE | $2,038 | $6,248-67.4% | $5,501-63.0% | $4,869-58.1% |
| Participant deferral / active EE | $3,678 | $5,550-33.7% | $4,871-24.5% | $5,287-30.4% |
| Admin fee / account holder | $36,227 | $15,560+132.8% | $13,028+178.1% | $10,133+257.5% |