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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,973 | $92,766-44.0% | $82,763-37.2% | $134,545-61.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.51% | 946.97%-969.5pp | 702.45%-725.0pp | 418.37%-440.9pp |
| Employer contribution / active EE | $4,535 | $3,273+38.6% | $3,008+50.8% | $4,742-4.3% |
| Participant deferral / active EE | $7,606 | $4,802+58.4% | $4,395+73.0% | $6,401+18.8% |
| Admin fee / account holder | $37,870 | $5,978+533.5% | $5,325+611.2% | $11,431+231.3% |