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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,897 | $106,280-72.8% | $96,538-70.1% | $139,487-79.3% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 29.03% | 38.48%-9.5pp | 35.74%-6.7pp | 373.84%-344.8pp |
| Employer contribution / active EE | $1,880 | $4,107-54.2% | $3,740-49.7% | $4,755-60.5% |
| Participant deferral / active EE | $2,562 | $5,457-53.0% | $4,880-47.5% | $6,713-61.8% |
| Admin fee / account holder | $20 | $7,888-99.7% | $6,737-99.7% | $11,407-99.8% |