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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,244 | $106,524+6.3% | $152,301-25.6% | $87,485+29.4% |
| Participation rate | 52.4% | 75.8%-23.4pp | 82.4%-30.1pp | 68.9%-16.6pp |
| Annual return | 15.10% | 26.89%-11.8pp | 80.50%-65.4pp | 26.06%-11.0pp |
| Employer contribution / active EE | $1,886 | $3,371-44.1% | $4,624-59.2% | $2,596-27.4% |
| Participant deferral / active EE | $4,301 | $6,525-34.1% | $8,004-46.3% | $4,274+0.6% |
| Admin fee / account holder | $9,629 | $8,287+16.2% | $14,398-33.1% | $7,775+23.8% |