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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,032 | $75,832+308.8% | $147,618+110.0% | $59,633+419.9% |
| Participation rate | 84.0% | 71.6%+12.4pp | 84.6%-0.6pp | 68.7%+15.3pp |
| Annual return | -1.35% | 0.37%-1.7pp | 61.98%-63.3pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $28,967 | $3,485+731.3% | $5,565+420.6% | $2,203+1215.1% |
| Participant deferral / active EE | $18,475 | $3,131+490.2% | $4,895+277.4% | $3,192+478.9% |
| Admin fee / account holder | $23,416 | $5,986+291.2% | $11,612+101.7% | $4,297+444.9% |