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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,105 | $138,075-59.4% | $123,552-54.6% | $135,379-58.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.44% | 153.70%-162.1pp | 119.20%-127.6pp | 519.79%-528.2pp |
| Employer contribution / active EE | $11,224 | $5,152+117.9% | $4,628+142.5% | $4,779+134.9% |
| Participant deferral / active EE | $12,363 | $6,800+81.8% | $6,426+92.4% | $5,609+120.4% |
| Admin fee / account holder | $762 | $10,917-93.0% | $9,285-91.8% | $10,828-93.0% |