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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,104 | $150,446-54.1% | $136,297-49.3% | $147,585-53.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.73% | 1049.14%-1033.4pp | 5156.19%-5140.5pp | 578.58%-562.9pp |
| Employer contribution / active EE | $5,678 | $5,256+8.0% | $4,696+20.9% | $4,876+16.4% |
| Participant deferral / active EE | $17,000 | $6,631+156.4% | $6,247+172.1% | $5,439+212.6% |
| Admin fee / account holder | $401 | $10,906-96.3% | $9,244-95.7% | $10,886-96.3% |