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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,594 | $135,956-16.4% | $123,894-8.3% | $273,972-58.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.72% | 56.63%-46.9pp | 47.52%-37.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $6,660 | $5,170+28.8% | $4,617+44.3% | $4,869+36.8% |
| Participant deferral / active EE | $12,960 | $6,343+104.3% | $5,984+116.6% | $5,287+145.1% |
| Admin fee / account holder | $694 | $9,817-92.9% | $8,357-91.7% | $10,133-93.1% |