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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,597 | $109,372-86.7% | $89,414-83.7% | $158,966-90.8% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 22.68% | 345.55%-322.9pp | 245.50%-222.8pp | 302.95%-280.3pp |
| Employer contribution / active EE | $705 | $3,171-77.8% | $2,586-72.7% | $4,762-85.2% |
| Participant deferral / active EE | $1,789 | $4,598-61.1% | $3,890-54.0% | $5,983-70.1% |
| Admin fee / account holder | $328 | $6,156-94.7% | $4,883-93.3% | $11,250-97.1% |