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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,690 | $209,888-48.2% | $189,545-42.7% | $167,553-35.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 9.74% | 748.66%-738.9pp | 555.36%-545.6pp | 478.89%-469.2pp |
| Employer contribution / active EE | $3,321 | $6,915-52.0% | $6,162-46.1% | $4,840-31.4% |
| Participant deferral / active EE | $12,831 | $8,934+43.6% | $8,220+56.1% | $6,343+102.3% |
| Admin fee / account holder | $5,206 | $14,300-63.6% | $12,049-56.8% | $12,316-57.7% |