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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,996 | $201,370-1.7% | $184,256+7.5% | $145,897+35.7% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 16.55% | 29.05%-12.5pp | 28.85%-12.3pp | 552.29%-535.7pp |
| Employer contribution / active EE | $6,916 | $7,024-1.5% | $6,427+7.6% | $4,663+48.3% |
| Participant deferral / active EE | $16,944 | $9,808+72.8% | $9,133+85.5% | $6,689+153.3% |
| Admin fee / account holder | $20,615 | $16,364+26.0% | $13,899+48.3% | $13,390+54.0% |