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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,377 | $63,346-78.9% | $92,239-85.5% | $70,124-80.9% |
| Participation rate | 81.5% | 68.7%+12.8pp | 76.5%+5.0pp | 69.5%+11.9pp |
| Annual return | 14.99% | 530.19%-515.2pp | 176.29%-161.3pp | 73.14%-58.2pp |
| Employer contribution / active EE | $762 | $2,471-69.2% | $3,680-79.3% | $2,342-67.5% |
| Participant deferral / active EE | $2,278 | $2,854-20.2% | $3,897-41.5% | $3,332-31.6% |
| Admin fee / account holder | $7,912 | $3,841+106.0% | $5,194+52.3% | $4,645+70.3% |