See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SECURITY NATIONAL BANK8+ years Service code 15 · EIN 42-0943319 | Recordkeeping | $23,934 |
FIRST BANK & TRUST8+ years Filed as: FIRST BANK UPPER MICHIGAN Service code 21 2800 LUDINGTON ST · ESCANABA, MI 49829 | Bank Trustee | $12,456 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCWHAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $1,542 |
CHARLES SCHWAB & CO., INC.8+ years Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,583 | $65,435-28.8% | $86,677-46.3% | $66,914-30.4% |
| Participation rate | 84.3% | 75.5%+8.9pp | 76.6%+7.7pp | 69.8%+14.5pp |
| Annual return | -16.68% | -10.89%-5.8pp | 35.91%-52.6pp | 1.58%-18.3pp |
| Employer contribution / active EE | $1,088 | $2,153-49.5% | $2,836-61.6% | $2,544-57.2% |
| Participant deferral / active EE | $2,683 | $4,100-34.6% | $4,656-42.4% | $4,237-36.7% |
| Admin fee / account holder | $351 | $642-45.3% | $7,493-95.3% | $593-40.8% |