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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,520 | $86,949-66.0% | $102,460-71.2% | $80,959-63.5% |
| Participation rate | 82.9% | 72.4%+10.5pp | 76.5%+6.3pp | 67.7%+15.2pp |
| Annual return | 15.97% | 18.89%-2.9pp | 29.47%-13.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $3,561 | $2,370+50.3% | $3,025+17.7% | $2,757+29.1% |
| Participant deferral / active EE | $7,161 | $4,121+73.8% | $5,056+41.6% | $4,300+66.5% |
| Admin fee / account holder | $5,664 | $8,048-29.6% | $9,460-40.1% | $6,925-18.2% |