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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,820 | $110,337-26.8% | $102,383-21.1% | $145,877-44.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.93% | 24.83%-9.9pp | 24.94%-10.0pp | 551.28%-536.4pp |
| Employer contribution / active EE | $8,450 | $4,216+100.4% | $3,870+118.3% | $4,663+81.2% |
| Participant deferral / active EE | $6,443 | $5,621+14.6% | $5,060+27.3% | $6,691-3.7% |
| Admin fee / account holder | $3,168 | $9,750-67.5% | $8,391-62.2% | $13,402-76.4% |