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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,820 | $111,814-27.7% | $103,374-21.8% | $145,959-44.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.93% | 24.77%-9.8pp | 24.89%-10.0pp | 561.95%-547.0pp |
| Employer contribution / active EE | $8,450 | $4,214+100.5% | $3,869+118.4% | $4,661+81.3% |
| Participant deferral / active EE | $6,443 | $5,618+14.7% | $5,058+27.4% | $6,689-3.7% |
| Admin fee / account holder | $3,168 | $9,754-67.5% | $8,394-62.3% | $13,398-76.4% |