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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,735 | $166,268+19.5% | $165,100+20.4% | $145,897+36.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.47% | 100.52%-88.0pp | 70.21%-57.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $17,957 | $5,284+239.8% | $4,348+313.0% | $4,663+285.1% |
| Participant deferral / active EE | $9,600 | $6,964+37.8% | $6,035+59.1% | $6,689+43.5% |
| Admin fee / account holder | $3,008 | $16,659-81.9% | $12,696-76.3% | $13,390-77.5% |