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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,570 | $178,174+32.2% | $156,181+50.8% | $137,256+71.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.32% | 84.19%-67.9pp | 64.87%-48.6pp | 220.34%-204.0pp |
| Employer contribution / active EE | $3,070 | $4,972-38.3% | $4,294-28.5% | $4,156-26.1% |
| Participant deferral / active EE | $12,291 | $6,888+78.4% | $6,132+100.4% | $6,407+91.8% |
| Admin fee / account holder | $9,086 | $17,404-47.8% | $14,586-37.7% | $12,270-26.0% |