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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,314 | $133,998-59.5% | $112,263-51.6% | $134,545-59.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -9.53% | 47.17%-56.7pp | 27.49%-37.0pp | 418.37%-427.9pp |
| Employer contribution / active EE | $9,115 | $4,040+125.6% | $3,636+150.7% | $4,742+92.2% |
| Participant deferral / active EE | $4,516 | $5,292-14.7% | $4,729-4.5% | $6,401-29.5% |
| Admin fee / account holder | $2,680 | $7,493-64.2% | $6,410-58.2% | $11,431-76.6% |