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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,820 | $107,363-76.9% | $92,909-73.3% | $152,897-83.8% |
| Participation rate | 31.3% | 79.8%-48.5pp | 76.0%-44.8pp | 82.5%-51.2pp |
| Annual return | 13.98% | 145.63%-131.6pp | 109.44%-95.5pp | 345.43%-331.5pp |
| Employer contribution / active EE | $1,308 | $4,222-69.0% | $3,653-64.2% | $4,764-72.5% |
| Participant deferral / active EE | $1,656 | $4,848-65.9% | $4,238-60.9% | $5,851-71.7% |
| Admin fee / account holder | $10,165 | $7,082+43.5% | $5,795+75.4% | $11,599-12.4% |