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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,321 | $111,814-32.6% | $103,374-27.1% | $145,959-48.4% |
| Participation rate | 37.5% | 77.9%-40.4pp | 74.5%-37.0pp | 80.3%-42.8pp |
| Annual return | 10.68% | 24.77%-14.1pp | 24.89%-14.2pp | 561.95%-551.3pp |
| Employer contribution / active EE | $1,738 | $4,214-58.8% | $3,869-55.1% | $4,661-62.7% |
| Participant deferral / active EE | $2,021 | $5,618-64.0% | $5,058-60.0% | $6,689-69.8% |
| Admin fee / account holder | $1,113 | $9,754-88.6% | $8,394-86.7% | $13,398-91.7% |