Retirement plan

PACIFIC EDGE WINE & SPIRITS 401(K) PROFIT SHARING PLAN

Name: PACIFIC EDGE MARKETING GROUP, INC. DBA PACIFIC EDGE WINE & SPIRITS - PACIFIC EDGE WINE & SPIRITS 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: PACIFIC EDGE MARKETING GROUP, INC. DBA PACIFIC EDGE WINE & SPIRITS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC EDGE WINE & SPIRITS 401(K) PROFIT SHARING PLAN, PACIFIC EDGE MARKETING GROUP, INC. DBA PACIFIC EDGE WINE & SPIRITS

PACIFIC EDGE MARKETING GROUP, INC. DBA PACIFIC EDGE WINE & SPIRITSEIN 47-0873333Plan #001PY 2019

5155 CLARETON DRIVE, SUITE 100 - AGOURA HILLS, CA 91301818-879-0946

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$3.7M

+39.6% from 2018

Total participants

+4.8% from 2018

Average account balance

$58,456

+24.4% from 2018

Annual return

19.08%

+19.62 pp from 2018

Benchmarks

See 9,236 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,236 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

109

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

131.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$932K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2570

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$44K

$893 / participant

Other / not subdivided$44K100.0%

% of EOY assets

1.169%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$58,456

$83,485-30.0%

$125,195-53.3%

$72,976-19.9%

Participation rate

95.9%

73.3%+22.6pp

79.8%+16.1pp

69.5%+26.4pp

Annual return

19.08%

25.77%-6.7pp

43.79%-24.7pp

81.02%-61.9pp

Employer contribution / active EE

$6,398

$2,346+172.7%

$3,866+65.5%

$2,440+162.2%

Participant deferral / active EE

$5,735

$3,586+59.9%

$4,937+16.2%

$3,608+59.0%

Admin fee / account holder

$683

$5,518-87.6%

$9,704-93.0%

$5,124-86.7%

PACIFIC EDGE WINE & SPIRITS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC EDGE WINE & SPIRITS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion