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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,417 | $106,524+141.7% | $152,301+69.0% | $87,485+194.2% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.4%+9.6pp | 68.9%+23.1pp |
| Annual return | 18.63% | 26.89%-8.3pp | 80.50%-61.9pp | 26.06%-7.4pp |
| Employer contribution / active EE | $6,076 | $3,371+80.2% | $4,624+31.4% | $2,596+134.0% |
| Participant deferral / active EE | $8,532 | $6,525+30.8% | $8,004+6.6% | $4,274+99.7% |
| Admin fee / account holder | $2,119 | $8,287-74.4% | $14,398-85.3% | $7,775-72.7% |