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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,417 | $107,421+139.6% | $182,262+41.2% | $94,015+173.8% |
| Participation rate | 92.0% | 77.8%+14.2pp | 84.2%+7.8pp | 70.8%+21.2pp |
| Annual return | 18.63% | 21.32%-2.7pp | 140.60%-122.0pp | 17.84%+0.8pp |
| Employer contribution / active EE | $6,076 | $3,448+76.2% | $5,046+20.4% | $2,790+117.8% |
| Participant deferral / active EE | $8,532 | $6,558+30.1% | $8,276+3.1% | $4,249+100.8% |
| Admin fee / account holder | $2,119 | $8,692-75.6% | $16,712-87.3% | $8,951-76.3% |