Retirement plan

BOARD OF TRUSTEES PIPEFITTERS LU NO. 195 DEFINED CONTRIBUTION PLAN

Name: BOARD OF TRUSTEES PIPEFITTERS LU NO 195 DEFINED CONTRIBUTION PLAN - BOARD OF TRUSTEES PIPEFITTERS LU NO. 195 DEFINED CONTRIBUTION PLAN (2016) Form 5500
Creator: BOARD OF TRUSTEES PIPEFITTERS LU NO 195 DEFINED CONTRIBUTION PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BOARD OF TRUSTEES PIPEFITTERS LU NO. 195 DEFINED CONTRIBUTION PLAN, BOARD OF TRUSTEES PIPEFITTERS LU NO 195 DEFINED CONTRIBUTION PLAN

BOARD OF TRUSTEES PIPEFITTERS LU NO 195 DEFINED CONTRIBUTION PLANEIN 47-0848500Plan #001PY 2016

PO DRAWER C - NEDERLAND, TX 77627409-727-0234

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$3.9M

+6.4% from 2015

Total participants

-100.0% from 2015

Average account balance

-100.0% from 2015

Annual return

10.07%

+8.91 pp from 2015

Benchmarks

See 155 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Cohort155 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$5K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,322

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

495.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$294K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$57

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
AMALGAMATED2+ years Service code 28	Investment Management	$24,993
BENEFIT RESOURCES, INC.1 year Filed as: BENEFIT RESOURCE, INC Service code 13 8441 GULF FREEWAY · HOUSTON, TX 77017	Contract Administrator	$13,809
EDWARDS AND LEATHERS, P.C.2+ years Service code 10 · EIN 20-8379519 PO BOX 860 · BAYTOWN, TX 77522	Accounting	$13,500
OPPENHEIMER1 year Filed as: OPPENHEIMER & CO. INC Service code 27	Advisory (Plan)	$12,000

Plan features & details

Pension benefit codes2J2G2N2F

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2N
Code section 408 accounts and annuities
Pension plan utilizing Code section 408 individual retirement accounts or annuities as the funding vehicle for providing benefits.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$84K

Investment mgmt$42K50.7%
Contract admin$14K16.5%
Other / not subdivided$28K32.9%

% of EOY assets

2.177%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EDWARDS AND LEATHERS, P.C.
Auditor EIN: 208739519
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$676,477-100.0%

$133,975-100.0%

Participation rate

0.0%

86.1%-86.1pp

87.1%-87.1pp

Annual return

10.07%

1.79%+8.3pp

29.29%-19.2pp

Employer contribution / active EE

$3,505-100.0%

$5,211-100.0%

Participant deferral / active EE

$5,893-100.0%

$6,282-100.0%

Admin fee / account holder

$42,217-100.0%

$9,324-100.0%

Provider

Service type

Compensation

AMALGAMATED2+ years

Service code 28

Investment Management

$24,993

BENEFIT RESOURCES, INC.1 year

Filed as: BENEFIT RESOURCE, INC

Service code 13

8441 GULF FREEWAY · HOUSTON, TX 77017

Contract Administrator

$13,809

EDWARDS AND LEATHERS, P.C.2+ years

Service code 10 · EIN 20-8379519

PO BOX 860 · BAYTOWN, TX 77522

Accounting

$13,500

OPPENHEIMER1 year

Filed as: OPPENHEIMER & CO. INC

Service code 27

Advisory (Plan)

$12,000

BOARD OF TRUSTEES PIPEFITTERS LU NO. 195 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BOARD OF TRUSTEES PIPEFITTERS LU NO. 195 DEFINED CONTRIBUTION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion