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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,700 | $73,787-23.2% | $98,716-42.6% | $82,448-31.2% |
| Participation rate | 86.7% | 61.4%+25.3pp | 69.3%+17.4pp | 68.1%+18.6pp |
| Annual return | 12.09% | 18.57%-6.5pp | 31.81%-19.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $1,041 | $1,511-31.1% | $2,279-54.3% | $2,551-59.2% |
| Participant deferral / active EE | $3,967 | $3,081+28.7% | $4,048-2.0% | $4,139-4.2% |
| Admin fee / account holder | $10,443 | $6,500+60.7% | $8,703+20.0% | $7,234+44.4% |