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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,700 | $76,834-26.2% | $108,359-47.7% | $87,485-35.2% |
| Participation rate | 86.7% | 61.7%+24.9pp | 70.1%+16.5pp | 68.9%+17.7pp |
| Annual return | 12.09% | 19.09%-7.0pp | 36.89%-24.8pp | 26.06%-14.0pp |
| Employer contribution / active EE | $1,041 | $1,556-33.1% | $2,399-56.6% | $2,596-59.9% |
| Participant deferral / active EE | $3,967 | $3,100+28.0% | $4,137-4.1% | $4,274-7.2% |
| Admin fee / account holder | $10,443 | $6,537+59.8% | $9,741+7.2% | $7,775+34.3% |