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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,165 | $217,432-51.2% | $185,849-42.9% | $167,536-36.6% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 21.00% | 148.42%-127.4pp | 122.10%-101.1pp | 478.82%-457.8pp |
| Employer contribution / active EE | $849 | $5,875-85.6% | $5,169-83.6% | $4,839-82.5% |
| Participant deferral / active EE | $3,659 | $6,357-42.4% | $5,569-34.3% | $6,342-42.3% |
| Admin fee / account holder | $95 | $19,818-99.5% | $16,244-99.4% | $12,315-99.2% |