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| Provider | Service type | Compensation |
|---|---|---|
UNION BANK & TRUST COMPANY8+ years Service code 12 · EIN 47-0321480 | Participant communication; Investment... | $72,318 |
MATRIX CLEARANCE AND SETTLEMENT8+ years Filed as: MATRIX CLEARENCE AND SETTLEMENT Service code 33 · EIN 13-4046432 | Sub-transfer agency fees; Securities ... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,573 | $49,940+11.3% | $95,740-42.0% | $74,460-25.4% |
| Participation rate | 97.3% | 66.8%+30.5pp | 72.3%+25.1pp | 70.7%+26.6pp |
| Annual return | 13.39% | 24.92%-11.5pp | 28.41%-15.0pp | 34.38%-21.0pp |
| Employer contribution / active EE | $1,160 | $1,639-29.2% | $2,836-59.1% | $2,638-56.0% |
| Participant deferral / active EE | $4,016 | $3,753+7.0% | $4,244-5.4% | $4,530-11.3% |
| Admin fee / account holder | $225 | $300-25.1% | $5,676-96.0% | $348-35.4% |