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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: ALLEN CAPITAL GROUP Service code 26 · EIN 20-3230944 | Advisory (Participants) | $43,249 |
UNION BANK & TRUST COMPANY10+ years Service code 12 · EIN 47-0321480 | Trustee (bank, trust company, or simi... | $23,949 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,523 | $51,895+43.6% | $93,063-19.9% | $79,634-6.4% |
| Participation rate | 98.2% | 52.6%+45.6pp | 72.1%+26.1pp | 62.5%+35.7pp |
| Annual return | 14.58% | 18.14%-3.6pp | 34.15%-19.6pp | 36.46%-21.9pp |
| Employer contribution / active EE | $1,260 | $1,561-19.2% | $2,476-49.1% | $2,529-50.2% |
| Participant deferral / active EE | $4,627 | $2,964+56.1% | $3,958+16.9% | $3,835+20.7% |
| Admin fee / account holder | $232 | $657-64.7% | $6,033-96.2% | $1,002-76.9% |