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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,884 | $91,559-30.2% | $133,971-52.3% | $79,852-20.0% |
| Participation rate | 86.2% | 73.3%+12.9pp | 79.8%+6.4pp | 69.6%+16.6pp |
| Annual return | 8.00% | 61.85%-53.9pp | 45.09%-37.1pp | 31.72%-23.7pp |
| Employer contribution / active EE | $1,623 | $2,384-31.9% | $3,919-58.6% | $2,471-34.3% |
| Participant deferral / active EE | $3,474 | $3,734-7.0% | $5,047-31.2% | $3,740-7.1% |
| Admin fee / account holder | $21,060 | $6,321+233.2% | $8,929+135.9% | $5,306+296.9% |