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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,599 | $79,867-60.4% | $120,344-73.7% | $64,340-50.9% |
| Participation rate | 66.1% | 63.0%+3.1pp | 76.7%-10.6pp | 55.2%+10.8pp |
| Annual return | 12.78% | 21.10%-8.3pp | 20.30%-7.5pp | 24.14%-11.4pp |
| Employer contribution / active EE | $1,195 | $1,925-37.9% | $3,020-60.4% | $1,862-35.8% |
| Participant deferral / active EE | $1,887 | $3,593-47.5% | $5,135-63.2% | $2,980-36.7% |
| Admin fee / account holder | $1,535 | $5,039-69.5% | $12,742-88.0% | $3,703-58.5% |