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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,448 | $73,848+68.5% | $143,799-13.5% | $68,486+81.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.69% | 0.91%-20.6pp | -0.04%-19.6pp | -7.85%-11.8pp |
| Employer contribution / active EE | $10,185 | $3,184+219.8% | $4,952+105.7% | $2,597+292.3% |
| Participant deferral / active EE | $7,323 | $3,385+116.4% | $5,638+29.9% | $4,028+81.8% |
| Admin fee / account holder | $2,575 | $5,755-55.3% | $14,677-82.5% | $5,404-52.4% |