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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,570 | $76,407+132.4% | $150,298+18.1% | $82,448+115.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 14.70% | 39.99%-25.3pp | 62.79%-48.1pp | 41.64%-26.9pp |
| Employer contribution / active EE | $11,878 | $2,614+354.4% | $4,154+185.9% | $2,551+365.6% |
| Participant deferral / active EE | $8,721 | $3,214+171.3% | $5,453+59.9% | $4,139+110.7% |
| Admin fee / account holder | $11,604 | $6,352+82.7% | $14,116-17.8% | $7,234+60.4% |