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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,931 | $108,701-47.6% | $74,723-23.8% | $152,909-62.8% |
| Participation rate | 33.3% | 65.4%-32.0pp | 54.5%-21.1pp | 82.5%-49.1pp |
| Annual return | 17.81% | 114.12%-96.3pp | 753.18%-735.4pp | 345.46%-327.6pp |
| Employer contribution / active EE | $0 | $1,504-100.0% | $1,084-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $590 | $2,709-78.2% | $1,962-69.9% | $5,851-89.9% |
| Admin fee / account holder | $3,371 | $4,906-31.3% | $3,335+1.1% | $11,601-70.9% |